We work closely with our investors to advise them on every aspect of buy to let property. Locations, yields, finance, instant equity, market trends and rental demands are just some of the areas that we help our investors to understand.

If possible, we recommend that investors meet with us for a one-to-one consultation so we can discuss your situation, explain how our model works and recommend properties that meet your investment criteria.

FAQs

 

Should I be looking for yield or capital growth?

Both yield and capital growth should be taken into consideration when investing in property. A strong yield is important because it indicates the level of income you are making from the investment in relation to the purchase price. Most investors choose to invest in property because it gives them a higher and more secure yield than can be found elsewhere. Capital growth is also extremely important because it indicates the price at which you can potentially later sell or re-mortgage the property.

Should I get a mortgage on the property or buy it outright in cash?

We recommend that our investors purchase property using a mortgage because this allows for your capital to be spread across multiple properties leading to a greater return in both the short and long term. However, we often have excellent investment opportunities that are cash purchases only. Our consultants will go through this in detail and can provide worked examples to assist in decision making.

Which mortgage broker should I use and what is their role?

We recommend that you use an ‘all of market’ mortgage broker. They have access to all available mortgage products from every lender without preference to a particular bank. If you do not have an existing relationship with a mortgage broker then our consultants can put you in touch with one who is experienced in buy to let properties.

Which mortgage provider is the best?

When it comes to getting a mortgage for an investment property, sometimes the best deal may not be available on the high street. There are many mortgage providers in the market and their products are regularly changing. Therefore it is the responsibility of a professional mortgage broker to recommend a mortgage product that is tailored to suit your investment requirements and personal situation. As above, if you do not have a preferred mortgage broker then our property investment consultants can put you in touch with one of our recommended mortgage advisers.

 

Do I need to furnish the property? How do I do it?

A property will generally achieve higher rents and let out much more quickly if it is furnished. In addition, it can also be more tax efficient to operate in this way. We work with furniture companies who will fully furnish the property at heavily discounted prices, exclusively for our investors. It should be noted that some of our properties will already be furnished.